What are some of the most common student loan cyber scams to watch out for?
With the student loan pause ending and the 学生贷款减免计划 ruling on the horizon, it is an uncertain time for federal student loan debt holders… and cyber criminals are ready to capitalize on it.
当 冻结债务上限的协议达成, 它保证结束联邦学生贷款支付暂停, a pause that’s been in effect for more than three years due to the onset of the COVID-19 pandemic. 随着暂停的取消，学生贷款的支付 将于十月复工.
但如果最高法院的裁决支持拜登总统的 学生贷款减免计划，一些缓解可能即将出现. 而借款人则在等待决定, 会在这个月晚些时候或7月发生吗, 准备是必要的. Federal student loan holders should not only be preparing for the financial impact of resuming payments but for potential cyber scams associated with student loans.
以学生贷款为主题的诈骗并不新鲜, 事实上, 一份报告估计，学生贷款骗局窃取了近 来自美国的50亿美元 仅2022年一年, which is why it is more important than ever to be aware of potential scams you may come across.
While t在这里 are some legal yet predatory scams that target student debt holders, this article will focus on some of the most common cyber-attacks that use student loan debt as a cover.
恶意通信
Scammers use a variety of communication methods to launch malicious attacks, but they all have the same goal – to obtain information from you that can be used in stealing your identity, 你的钱, 或者接管你的个人账户, e.g.你的银行账户.
在助学贷款偿还诈骗方面, scammers might offer you the promise of helping refinance your student loan debt, 不顾法律裁决取消学生贷款债务, 申请延长还款冻结, 开始填写FAFSA表格, 启动学生贷款减免申请, 等.
最好地保护自己, you should be familiar with the following types of malicious communications:
不管他们怎么联系你, make sure you ask yourself the following questions to analyze whether you’re the target of a scam:
恶意网站
Malicious websites are another tried-and-true way scammers will attempt to target you. These websites mimic legitimate ones in an attempt to steal your credentials and other sensitive information.
骗子会通过恶意网站提供虚假的学生贷款bet9平台游戏, 有希望的贷款整合, 转换还款计划, and applications for deferment or forbearance – all of which you can apply for through the legitimate website of StudentAid.政府.
如果你在谷歌上搜索助学贷款偿还信息, or, perhaps you receive a seemingly normal email with a URL in it that claims to explain or help with student loan debt, 或者你只是想登录你的FAFSA账户, 确保你信任, 但验证. Ask yourself the following questions before clicking a link or navigating to a site:
有用的资源
不管你有多警惕, 骗子的手段越来越复杂，越来越难以辨别. Here are some resources to help you as you navigate the student loan repayment process and attempt to keep yourself protected from scams:
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